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Cincinnati, OH vs. St. Paul, MN

Median rent is $953 a month in Cincinnati, OH and $1,248 in St. Paul, MN. Household income is $51,707 against $73,055. Both cities are read from the same ACS 2019-2023 5-Year Estimates and the same BEA Regional Price Parities 2023, so the two columns below are directly comparable.

$
Same standard of living
A salary of $100,000 in Cincinnati, OH buys what $104,585 buys in St. Paul, MN
+$4,585 more to keep the same standard of living
Median gross rent Monthly
$953 $1,248 +31.0%
Median household income Annual
$51,707 $73,055 +41.3%
Median home value Owner-occupied
$215,300 $280,300 +30.2%
Rent as share of income Annual rent ÷ income
22.1% 20.5% -1.6 pp
Price level U.S. average = 100
94.1 98.4 +4.6%
Salary needed for median rent Keeps rent at 30% of gross
$38,100 $49,900 +31.0%
Rent median income carries at 30% Affordable rent
$1,293 $1,826 +41.2%
Population City proper
309,595 307,762 -0.6%
Equivalent salary For $100,000 in Cincinnati
$100,000 $104,585 +4.6%

A green or red badge means the second city is higher or lower, not better or worse: a lower rent is good for a tenant, a lower household income is not. For the price level and
the share of income the raw values are shown, because a percentage difference between two
percentages is easy to misread.

What the gap means

Lower rent
$953
Cincinnati, OH · 31.0% below St. Paul, MN
Higher household income
$73,055
St. Paul, MN · 41.3% above Cincinnati, OH
Same standard of living
$104,585
$100,000 in Cincinnati, OH needs $104,585 in St. Paul, MN
Price level gap
4.3 points
94.1 in OH against 98.4 in MN
Rent burden gap
1.6 points
Cincinnati, OH versus St. Paul, MN, share of income taken by rent
Highest buying power
106.3%
Cincinnati, OH · share of the national average income that a dollar there buys

Occupation wages in both metros

May 2025 U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS). Metropolitan areas may differ from city boundaries.

Wage comparison for shared occupations
Occupation Cincinnati, OH median St. Paul, MN median vs.
Retail Salespersons $30,810 $36,670 +19.0%
General and Operations Managers $100,670 $103,570 +2.9%
Registered Nurses $83,650 $103,040 +23.2%
Fast Food and Counter Workers $29,720 $33,040 +11.2%
Customer Service Representatives $46,470 $49,480 +6.5%
Waiters and Waitresses $36,530 $25,920 -29.0%
Janitors and Cleaners, Except Maids and Housekeeping Cleaners $36,030 $40,800 +13.2%
Software Developers $121,420 $130,920 +7.8%

Metropolitan areas and cover every industry together, so the two columns may describe wider areas than the city limits used for rent and income.

Cincinnati, OH vs St. Paul, MN: frequently asked questions

Is St. Paul, MN more expensive than Cincinnati, OH?

Yes. Prices in St. Paul, MN are about 4.6% higher than in Cincinnati, OH: a regional price level of 98.4 against 94.1, where the U.S. average is 100.

How much do I need to earn in St. Paul, MN to keep a $100,000 lifestyle from Cincinnati, OH?

About $104,600. Adjusting $100,000 by the BEA regional price levels of the two areas (94.1 in Cincinnati, OH, 98.4 in St. Paul, MN) gives the salary with the same purchasing power. Taxes and personal spending habits are not included.

Is rent cheaper in Cincinnati, OH or St. Paul, MN?

The median gross rent is $953 a month in Cincinnati, OH and $1,248 in St. Paul, MN, a difference of $295 a month or $3,540 a year.

Where are household incomes higher, Cincinnati, OH or St. Paul, MN?

The median household income is $51,707 in Cincinnati, OH and $73,055 in St. Paul, MN. Rent takes 22.1% of the median income in Cincinnati, OH and 20.5% in St. Paul, MN.

What salary do I need to afford the median rent in St. Paul, MN?

About $49,900 a year, the gross income that keeps the median rent of $1,248 a month at 30% of income. The same rule gives $38,100 in Cincinnati, OH.

More comparisons with Cincinnati, OH

More comparisons with St. Paul, MN

Open this pair in the interactive tool · All comparisons

Definitions used on this page

Salary needed for the median rent
Twelve months of median gross rent divided by 0.30: the income that keeps the median rent at 30% of gross pay.
Price level
BEA regional price parity for the metro area where one is published, otherwise for the state. The national average is 100.
Same standard of living
A salary in Cincinnati, OH converted into St. Paul, MN at the ratio of the two price levels. It adjusts for prices only, not for taxes or for what either city offers.
Buying power
One hundred divided by the price level: what a dollar buys locally relative to the national average.

Sources

Margins of error are published for every Census figure. Read the methodology before reading a small gap between two cities as a real difference.

Full detail for each city: Cincinnati, OH · St. Paul, MN