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Cincinnati, OH vs. Louisville/Jefferson County, KY

Median rent is $953 a month in Cincinnati, OH and $1,069 in Louisville/Jefferson County, KY. Household income is $51,707 against $64,731. Both cities are read from the same ACS 2019-2023 5-Year Estimates and the same BEA Regional Price Parities 2023, so the two columns below are directly comparable.

$
Same standard of living
A salary of $100,000 in Cincinnati, OH buys what $99,911 buys in Louisville/Jefferson County, KY
-$89 less to keep the same standard of living
Median gross rent Monthly
$953 $1,069 +12.2%
Median household income Annual
$51,707 $64,731 +25.2%
Median home value Owner-occupied
$215,300 $221,500 +2.9%
Rent as share of income Annual rent ÷ income
22.1% 19.8% -2.3 pp
Price level U.S. average = 100
94.1 94.0 -0.1%
Salary needed for median rent Keeps rent at 30% of gross
$38,100 $42,800 +12.3%
Rent median income carries at 30% Affordable rent
$1,293 $1,618 +25.1%
Population City proper
309,595 627,210 +102.6%
Equivalent salary For $100,000 in Cincinnati
$100,000 $99,911 -0.1%

A green or red badge means the second city is higher or lower, not better or worse: a lower rent is good for a tenant, a lower household income is not. For the price level and
the share of income the raw values are shown, because a percentage difference between two
percentages is easy to misread.

What the gap means

Lower rent
$953
Cincinnati, OH · 12.2% below Louisville/Jefferson County, KY
Higher household income
$64,731
Louisville/Jefferson County, KY · 25.2% above Cincinnati, OH
Same standard of living
$99,911
$100,000 in Cincinnati, OH needs $99,911 in Louisville/Jefferson County, KY
Price level gap
0.1 points
94.1 in OH against 94.0 in KY
Rent burden gap
2.3 points
Cincinnati, OH versus Louisville/Jefferson County, KY, share of income taken by rent
Highest buying power
106.4%
Louisville/Jefferson County, KY · share of the national average income that a dollar there buys

Occupation wages in both metros

May 2025 U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS). Metropolitan areas may differ from city boundaries.

Wage comparison for shared occupations
Occupation Cincinnati, OH median Louisville/Jefferson County, KY median vs.
Registered Nurses $83,650 $84,850 +1.4%
Fast Food and Counter Workers $29,720 $28,690 -3.5%
Retail Salespersons $30,810 $30,660 -0.5%
General and Operations Managers $100,670 $89,140 -11.5%
Customer Service Representatives $46,470 $41,600 -10.5%
Waiters and Waitresses $36,530 $30,180 -17.4%
Heavy and Tractor-Trailer Truck Drivers $60,590 $59,000 -2.6%
Janitors and Cleaners, Except Maids and Housekeeping Cleaners $36,030 $35,000 -2.9%

Metropolitan areas and cover every industry together, so the two columns may describe wider areas than the city limits used for rent and income.

Cincinnati, OH vs Louisville/Jefferson County, KY: frequently asked questions

Is Louisville/Jefferson County, KY more expensive than Cincinnati, OH?

Overall prices are almost identical: a regional price level of 94.0 in Louisville/Jefferson County, KY against 94.1 in Cincinnati, OH.

How much do I need to earn in Louisville/Jefferson County, KY to keep a $100,000 lifestyle from Cincinnati, OH?

About $99,900. Adjusting $100,000 by the BEA regional price levels of the two areas (94.1 in Cincinnati, OH, 94.0 in Louisville/Jefferson County, KY) gives the salary with the same purchasing power. Taxes and personal spending habits are not included.

Is rent cheaper in Cincinnati, OH or Louisville/Jefferson County, KY?

The median gross rent is $953 a month in Cincinnati, OH and $1,069 in Louisville/Jefferson County, KY, a difference of $116 a month or $1,392 a year.

Where are household incomes higher, Cincinnati, OH or Louisville/Jefferson County, KY?

The median household income is $51,707 in Cincinnati, OH and $64,731 in Louisville/Jefferson County, KY. Rent takes 22.1% of the median income in Cincinnati, OH and 19.8% in Louisville/Jefferson County, KY.

What salary do I need to afford the median rent in Louisville/Jefferson County, KY?

About $42,800 a year, the gross income that keeps the median rent of $1,069 a month at 30% of income. The same rule gives $38,100 in Cincinnati, OH.

More comparisons with Cincinnati, OH

More comparisons with Louisville/Jefferson County, KY

Open this pair in the interactive tool · All comparisons

Definitions used on this page

Salary needed for the median rent
Twelve months of median gross rent divided by 0.30: the income that keeps the median rent at 30% of gross pay.
Price level
BEA regional price parity for the metro area where one is published, otherwise for the state. The national average is 100.
Same standard of living
A salary in Cincinnati, OH converted into Louisville/Jefferson County, KY at the ratio of the two price levels. It adjusts for prices only, not for taxes or for what either city offers.
Buying power
One hundred divided by the price level: what a dollar buys locally relative to the national average.

Sources

Margins of error are published for every Census figure. Read the methodology before reading a small gap between two cities as a real difference.

Full detail for each city: Cincinnati, OH · Louisville/Jefferson County, KY