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Sacramento, CA vs. San Francisco, CA

Median rent is $1,694 a month in Sacramento, CA and $2,419 in San Francisco, CA. Household income is $83,753 against $141,446. Both cities are read from the same ACS 2019-2023 5-Year Estimates and the same BEA Regional Price Parities 2023, so the two columns below are directly comparable.

$
Same standard of living
A salary of $100,000 in Sacramento, CA buys what $108,575 buys in San Francisco, CA
+$8,575 more to keep the same standard of living
Median gross rent Monthly
$1,694 $2,419 +42.8%
Median household income Annual
$83,753 $141,446 +68.9%
Median home value Owner-occupied
$484,600 $1,380,500 +184.9%
Rent as share of income Annual rent ÷ income
24.3% 20.5% -3.8 pp
Price level U.S. average = 100
108.9 118.2 +8.5%
Salary needed for median rent Keeps rent at 30% of gross
$67,800 $96,800 +42.8%
Rent median income carries at 30% Affordable rent
$2,094 $3,536 +68.9%
Population City proper
524,802 836,321 +59.4%
Equivalent salary For $100,000 in Sacramento
$100,000 $108,575 +8.6%

A green or red badge means the second city is higher or lower, not better or worse: a lower rent is good for a tenant, a lower household income is not. For the price level and
the share of income the raw values are shown, because a percentage difference between two
percentages is easy to misread.

What the gap means

Lower rent
$1,694
Sacramento, CA · 42.8% below San Francisco, CA
Higher household income
$141,446
San Francisco, CA · 68.9% above Sacramento, CA
Same standard of living
$108,575
$100,000 in Sacramento, CA needs $108,575 in San Francisco, CA
Price level gap
9.3 points
108.9 in CA against 118.2 in CA
Rent burden gap
3.8 points
Sacramento, CA versus San Francisco, CA, share of income taken by rent
Highest buying power
91.8%
Sacramento, CA · share of the national average income that a dollar there buys

Occupation wages in both metros

May 2025 U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS). Metropolitan areas may differ from city boundaries.

Wage comparison for shared occupations
Occupation Sacramento, CA median San Francisco, CA median vs.
Software Developers $139,640 $186,640 +33.7%
Fast Food and Counter Workers $42,860 $43,870 +2.4%
Registered Nurses $171,460 $186,610 +8.8%
Retail Salespersons $38,100 $43,850 +15.1%
General and Operations Managers $118,460 $149,990 +26.6%
Management Analysts $82,990 $126,730 +52.7%
Janitors and Cleaners, Except Maids and Housekeeping Cleaners $41,450 $44,180 +6.6%
Waiters and Waitresses $35,070 $38,860 +10.8%

Metropolitan areas and cover every industry together, so the two columns may describe wider areas than the city limits used for rent and income.

Sacramento, CA vs San Francisco, CA: frequently asked questions

Is San Francisco, CA more expensive than Sacramento, CA?

Yes. Prices in San Francisco, CA are about 8.6% higher than in Sacramento, CA: a regional price level of 118.2 against 108.9, where the U.S. average is 100.

How much do I need to earn in San Francisco, CA to keep a $100,000 lifestyle from Sacramento, CA?

About $108,600. Adjusting $100,000 by the BEA regional price levels of the two areas (108.9 in Sacramento, CA, 118.2 in San Francisco, CA) gives the salary with the same purchasing power. Taxes and personal spending habits are not included.

Is rent cheaper in Sacramento, CA or San Francisco, CA?

The median gross rent is $1,694 a month in Sacramento, CA and $2,419 in San Francisco, CA, a difference of $725 a month or $8,700 a year.

Where are household incomes higher, Sacramento, CA or San Francisco, CA?

The median household income is $83,753 in Sacramento, CA and $141,446 in San Francisco, CA. Rent takes 24.3% of the median income in Sacramento, CA and 20.5% in San Francisco, CA.

What salary do I need to afford the median rent in San Francisco, CA?

About $96,800 a year, the gross income that keeps the median rent of $2,419 a month at 30% of income. The same rule gives $67,800 in Sacramento, CA.

More comparisons with Sacramento, CA

More comparisons with San Francisco, CA

Open this pair in the interactive tool · All comparisons

Definitions used on this page

Salary needed for the median rent
Twelve months of median gross rent divided by 0.30: the income that keeps the median rent at 30% of gross pay.
Price level
BEA regional price parity for the metro area where one is published, otherwise for the state. The national average is 100.
Same standard of living
A salary in Sacramento, CA converted into San Francisco, CA at the ratio of the two price levels. It adjusts for prices only, not for taxes or for what either city offers.
Buying power
One hundred divided by the price level: what a dollar buys locally relative to the national average.

Sources

Margins of error are published for every Census figure. Read the methodology before reading a small gap between two cities as a real difference.

Full detail for each city: Sacramento, CA · San Francisco, CA